Commerce Today
Ecommerce insights merchants can use today
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Episode 148: Agentic AI Payment Standards: The Future of Autonomous Shopping
November 4th, 2025 | 22 mins 39 secs
acp, adobe, agentic ai payment standards, ai browsers, ai payments, ai transactions, amex, ap2, authentication, b2b, b2c, commerce today, digital commerce, e-commerce, fraud prevention, google, mastercard, openai, paypal, stripe, tap, trusted agent protocol, visa
In episode 148 of Commerce Today, we dive into Agentic AI Payment Standards, the next big step following the rise of AI browsers. This episode explores how new standards are being developed to ensure secure, authenticated transactions in an era where AI, not humans, makes purchases. We break down the three major contenders shaping the future of AI payments: AP2 backed by Google, Adobe, PayPal, Amex, and MasterCard; ACP from OpenAI and Stripe; and TAP, Visa’s Trusted Agent Protocol. Tune in as we compare their features, ease of adoption, and potential impact on the world of e-commerce.